E-commerce finance automation
Amazon FBA bookkeeping transformation
Automated pipeline ingesting settlement reports, mapping SKU-level COGS, reconciling with Python. Real-time P&L by ASIN.
Close cycle3w → 3d
Revenue$1.2M/yr
Automated85%
Bookkeeping · Financial reporting · FP&A — remote, for busy owners
I turn messy data into money.
I'm Muhammad Nabeel — a remote bookkeeper and accounting automation guy. QuickBooks, Xero, Amazon settlements, month-end close. Your books stay clean and you get numbers soon enough to actually use them.
Muhammad Nabeel
Finance & Automation
$4M+managed
Revenue engine
Live
Cumulative managed
$0
10 seconds — me, on camera
How outsourcing your bookkeeping works.
Accurate, hassle-free accounting without hiring in-house. Here's the short version of what I take over and what you get back.
Verified Deliverables
Real Work. Real Spreadsheets. Real Impact.
Explore 12 interactive financial deliverables built for actual clients. Anonymized data, real formulas, automated reconciliation pipelines, and audit-ready reports.
VerifiedInspect Deliverable
Multi-Location Restaurant
Annual Financial Review — F&B Group
Full-year financial review: AED 2.21M revenue, 61.6% gross margin, AED 221.5K EBITDA. Monthly P&L trends, balance sheet, ratio analysis, and revenue breakdown across 6 channels. Includes automated aggregator reconciliation across 5 platforms.
P&LAnnual ReviewF&B
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Vendor Management
Accounts Payable Schedule — F&B Group
AP aging for 168 supplier accounts across a multi-location restaurant group. AED 25.9K outstanding, AED 12.1K in credits identified and recovered. Includes aging profile, over-payment detection, and supplier categorization.
APVendorsF&B
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Startup Profit Turnaround
Financial Review — Delivery Startup
223.5% profit swing from a $19.2K loss to $23.7K net income in one year. YoY comparative P&L, expense benchmarking, revenue channel analysis, and quarterly performance. Zero debt with 14+ months cash runway.
StartupLogisticsTurnaround
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E-Commerce Accounting
Profit & Loss — Amazon FBA Seller
YTD P&L for a multi-category Amazon FBA operator. $228.3K total income, 75.2% gross margin, 10.3% net margin. Automated ingestion of 6,000+ Amazon settlement transactions with SKU-level margin tracking across 5+ product lines.
Amazon FBAE-CommerceProfit & Loss
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Multi-Platform Sales Reconciliation
Aggregator Reconciliation Dashboard
Interactive dashboard reconciling daily sales across 5 aggregator platforms (Talabat, Noon, Deliveroo, Keeta, Zomato) against bank deposits. 82.8% auto-matched rate, AED 26.6K exceptions flagged, and AED 104.8K total reconciled in a single month.
DashboardReconciliationF&B
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Full-Year Financial Analysis
Financial Review — Delivery Startup
$77.5K revenue, 223.5% profit swing, 30.6% net margin. Interactive dashboard with 12 Chart.js visualizations covering P&L, cash flow, seasonality, DCF valuation ($372K equity), expense analysis, and risk assessment across 7 sections.
DashboardStartupTurnaround
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Amazon.com — Automated PDF-to-Forecast Pipeline
Financial Forecast Model
End-to-end financial model extracting 882 line items from 10 earnings releases into a driver-based quarterly forecast engine. 3 scenarios (Base/Upside/Downside), 8 integrated sheets, full P&L/BS/CF, segment data, and 100% formula-driven projections with editable assumptions.
ForecastFinancial ModelAmazon
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Construction Company — QBD vs QBO Reconciliation
Trial Balance Variance Analysis
System-to-system variance analysis comparing QuickBooks Desktop vs QuickBooks Online trial balances for a Canadian construction company. $2.1M in discrepancies identified: $1.52M missing bank account, $1.07M retained earnings gap, $141K tax liability mismatch, and $356K revenue recognition issue. Includes actionable recommendations.
VarianceReconciliationConstruction
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E-Commerce Company — $21.8K Inventory at Cost
FBA Inventory Report
Complete FBA inventory valuation for 54 SKUs across 4 categories. $21,810 total inventory at PO-confirmed costs, 5,649 available units, Amazon account balance waterfall ($5,051 closing, +122% sales MoM), bank transfers, and 24 open receiving shipments worth $41,951 with 184-unit counting gap analysis.
Amazon FBAInventoryValuation
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E-Commerce Company — Covenant Compliance
Weekly Analytics Brief
Comprehensive Amazon operations brief covering a $50,921 covenant shortfall ($75,079 vs $126K target). Component breakdown (cash, inventory, gift cards), 3 scenario analyses, monthly sales trends (+122% Jan→Feb), inventory valuation methodology, and 12 prioritized action items with 4 critical flags.
AnalyticsComplianceCovenant
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E-Commerce Company — Revenue Recognition Audit
Financial Review & Audit Findings
Critical audit finding: $1.9M revenue underreporting due to incorrect sales account debiting. Corrected net operating income of $1,048,760 vs uncorrected ($480,869) loss. Includes freight-to-sales ratio analysis (11.14% avg, 18.11% peak), break-even analysis ($449,593/month), and margin of safety.
AuditRevenue RecognitionE-Commerce
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Multi-Client Fulfillment Optimization
Shipping Cost Analysis
Fulfillment cost breakdown across carriers and stores: $11,434 tracked costs, UPS (46.4%) and USPS (31.6%) dominate at 78% combined. Fulfillment = 94.3% of carrier fees. Top two stores (HTLT Supplements + Jenny Packham) drive 76% of costs. Carrier concentration risk and rate negotiation opportunities identified.
LogisticsFulfillmentCost Analysis
$4,000,000+
in client revenue tracked across 50+ engagements — with a 98% accuracy rate on the books behind it.
Services — fixed monthly scope, no hourly meter
What I can take off your plate.
Bookkeeping & clean-up
QuickBooks and Xero, done right: weekly categorization, bank reconciliation, and catch-up work for books that sat ignored for a year. Fixed once — then it stays fixed.
See the workFinancial reporting
Month-end close, P&L, balance sheet, and cash flow delivered in days, not weeks. Statements built for decisions — not just for the tax preparer.
See the workAutomation & reconciliation
Python and SQL handle the boring parts: Amazon settlement ingestion, multi-currency bank feeds, platform payouts. 70% less reconciliation time on real engagements.
See the workFP&A & advisory
Forecasts, budgets, and a clear read on margins and runway — the kind of visibility a fractional CFO would give you, without the fractional-CFO invoice.
See the workProof, not promises.
Bookkeeping clean-ups, automation builds, and financial reviews — messy data in, numbers you can act on out.
Process design & scalability
Multi-client process overhaul
Standardized SOPs and automated bank feeds for 25+ entities. The firm absorbed 30% more clients with zero new hires.
Capacity+30%
Time saved-70%
Team5 people
Audit & restructuring
Delivery business financial review
Full audit of 18 months of ops. Found 3 of 8 delivery zones losing money, repriced them, restored margins.
Revenue$850K
Margin gain+15%
Zones fixed3 of 8
Experience — 5+ years, 4 companies
Where I've worked.
Jan 2026 — PresentLeapAI Solution
Finance Team Lead
- Lead financial operations for a $2M+ portfolio spanning 30+ international clients across fintech, e-commerce, and SaaS verticals
- Reduced reconciliation turnaround by 70% with automated workflows for Amazon FBA settlements, multi-currency bank feeds, and platform payouts (Stripe, PayPal, Square)
- Spearheaded AI-driven financial analysis using LLMs and Python — real-time client reporting, anomaly flagging, cash-flow insights
- Month-end close, AR/AP, and board-ready financials for 10+ concurrent clients at 99.8% accuracy
- Designed SOPs and internal tooling that enabled a 2× increase in client capacity without new hires
Jun 2022 — Dec 2025Remote — US Clients
QuickBooks / Xero Specialist (Freelance)
- Full-cycle bookkeeping for 20+ US small businesses across real estate, healthcare, professional services, and retail
- Converted 15+ clients from manual spreadsheets to QuickBooks Online with clean catch-up and migration workflows
- Quarterly financial statements and tax-ready P&Ls — close cycles cut from weeks to 3 days
- 98% client retention over 3.5 years through proactive communication and process transparency
Jun 2021 — May 2022Habibullah Enterprises — Dubai, UAE
Accountant
- Full-cycle accounting for a group handling AED 18M annual revenue across trading, logistics, and retail divisions
- Built consolidated financial statements and variance reports used for quarterly board decisions
- Streamlined AP/AR workflows, cutting payment cycle times by 25% via vendor negotiation and automation
Jan 2020 — May 2021Let's Apex — Karachi, Pakistan
Financial Analyst
- Led FP&A for a growing e-commerce operations firm — weekly cash-flow forecasts and monthly board packs
- Built a Python forecasting model that automated 80% of repetitive reporting, cutting month-end close from 10 days to 4
- Analyzed SKU-level profitability across 5 categories, surfacing margin leaks worth a 12% gross margin improvement
Tools — software I've built and shipped
I build tools, not just reports.
The same automation mindset that cleans your books also ships products. Two are live right now — both free to try.
SaaS · Live
The Little CRM
One dashboard for leads, prospects, clients, invoices, and reports. Google Maps lead finder and AI proposal writer built in. Free tier — 50 leads on signup.
Try the CRMAI · Live
Resume IQ
Four AI agents score your CV the way an ATS, a recruiter, and a hiring manager would — then rewrite your weakest bullets. Free report in under a minute.
Try Resume IQNext tool — coming soon
Currently in the build queue: client reporting automation. If there's a workflow you wish existed, tell me about it.
FAQ — the questions clients actually ask
Before you email me.
What software do you work in?
QuickBooks Online and Xero, daily. Excel and Power BI for reporting and dashboards. If your books live somewhere else, I've migrated clients off worse — the catch-up process handles that too.
How much does a remote bookkeeper cost?
It depends on transaction volume and how far behind the books are. Most monthly engagements land somewhere between a few hundred and a couple thousand dollars. After I look at your books, you get a fixed monthly number — not an hourly meter.
Can you catch up a year of missed bookkeeping?
Yes — catch-up and clean-up is a specialty. 15+ clients have gone from neglected files or raw spreadsheets to clean, current QuickBooks or Xero files with reconciled accounts and tax-ready reports.
Do you work with e-commerce sellers?
That's the bulk of my current portfolio: Amazon FBA settlements, Shopify payouts, multi-currency bank feeds, SKU-level P&Ls. If you sell on a marketplace, I've probably reconciled it.
“I speak finance, Python, and SQL fluently — and I build bridges between them.”
Your books, handled.
Tell me what's messy — books behind, reports late, margins unclear. I'll look at your file and tell you exactly what it takes to fix it.