Nabeel✦
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Bookkeeping · Financial reporting · FP&A

I turn messy data into money.

I'm Muhammad Nabeel — a remote bookkeeper and accounting automation guy. QuickBooks, Xero, Amazon settlements, month-end close. Your books stay clean and you get numbers soon enough to actually use them.

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Muhammad Nabeel — Finance Engineer

Muhammad Nabeel

Finance & Automation

$4M+managed

Revenue engine

Live

Cumulative managed

$0
+122% MoM
Pakistan Tax Advisory Practice

Need your Pakistan Income Tax Return filed?

Stay on the FBR Active Taxpayers List (ATL), prevent 100% non-filer withholding tax penalties on bank cash and property, and calculate your exact tax with statutory 10% medical and Zakat deductions.

Salaried Plans from PKR 3,500Freelancers u/s 154A24-Hour Turnaround
File Tax Return NowOpen Tax Calculator (TY 2026)View FBR Withholding Tax Card ↗

10 seconds — me, on camera

How outsourcing your bookkeeping works.

Accurate, hassle-free accounting without hiring in-house. Here's the short version of what I take over and what you get back.

Verified Deliverables

Real Work. Real Spreadsheets. Real Impact.

Explore 12 interactive financial deliverables built for actual clients. Anonymized data, real formulas, automated reconciliation pipelines, and audit-ready reports.

Annual Financial Review — F&B GroupVerified
Inspect Deliverable
Multi-Location Restaurant

Annual Financial Review — F&B Group

Full-year financial review: AED 2.21M revenue, 61.6% gross margin, AED 221.5K EBITDA. Monthly P&L trends, balance sheet, ratio analysis, and revenue breakdown across 6 channels. Includes automated aggregator reconciliation across 5 platforms.

P&LAnnual ReviewF&B
Accounts Payable Schedule — F&B GroupVerified
Inspect Deliverable
Vendor Management

Accounts Payable Schedule — F&B Group

AP aging for 168 supplier accounts across a multi-location restaurant group. AED 25.9K outstanding, AED 12.1K in credits identified and recovered. Includes aging profile, over-payment detection, and supplier categorization.

APVendorsF&B
Financial Review — Delivery StartupVerified
Inspect Deliverable
Startup Profit Turnaround

Financial Review — Delivery Startup

223.5% profit swing from a $19.2K loss to $23.7K net income in one year. YoY comparative P&L, expense benchmarking, revenue channel analysis, and quarterly performance. Zero debt with 14+ months cash runway.

StartupLogisticsTurnaround
Profit & Loss — Amazon FBA SellerVerified
Inspect Deliverable
E-Commerce Accounting

Profit & Loss — Amazon FBA Seller

YTD P&L for a multi-category Amazon FBA operator. $228.3K total income, 75.2% gross margin, 10.3% net margin. Automated ingestion of 6,000+ Amazon settlement transactions with SKU-level margin tracking across 5+ product lines.

Amazon FBAE-CommerceProfit & Loss
Aggregator Reconciliation DashboardVerified
Inspect Deliverable
Multi-Platform Sales Reconciliation

Aggregator Reconciliation Dashboard

Interactive dashboard reconciling daily sales across 5 aggregator platforms (Talabat, Noon, Deliveroo, Keeta, Zomato) against bank deposits. 82.8% auto-matched rate, AED 26.6K exceptions flagged, and AED 104.8K total reconciled in a single month.

DashboardReconciliationF&B
Financial Review — Delivery StartupVerified
Inspect Deliverable
Full-Year Financial Analysis

Financial Review — Delivery Startup

$77.5K revenue, 223.5% profit swing, 30.6% net margin. Interactive dashboard with 12 Chart.js visualizations covering P&L, cash flow, seasonality, DCF valuation ($372K equity), expense analysis, and risk assessment across 7 sections.

DashboardStartupTurnaround
Financial Forecast ModelVerified
Inspect Deliverable
Amazon.com — Automated PDF-to-Forecast Pipeline

Financial Forecast Model

End-to-end financial model extracting 882 line items from 10 earnings releases into a driver-based quarterly forecast engine. 3 scenarios (Base/Upside/Downside), 8 integrated sheets, full P&L/BS/CF, segment data, and 100% formula-driven projections with editable assumptions.

ForecastFinancial ModelAmazon
Trial Balance Variance AnalysisVerified
Inspect Deliverable
Construction Company — QBD vs QBO Reconciliation

Trial Balance Variance Analysis

System-to-system variance analysis comparing QuickBooks Desktop vs QuickBooks Online trial balances for a Canadian construction company. $2.1M in discrepancies identified: $1.52M missing bank account, $1.07M retained earnings gap, $141K tax liability mismatch, and $356K revenue recognition issue. Includes actionable recommendations.

VarianceReconciliationConstruction
FBA Inventory ReportVerified
Inspect Deliverable
E-Commerce Company — $21.8K Inventory at Cost

FBA Inventory Report

Complete FBA inventory valuation for 54 SKUs across 4 categories. $21,810 total inventory at PO-confirmed costs, 5,649 available units, Amazon account balance waterfall ($5,051 closing, +122% sales MoM), bank transfers, and 24 open receiving shipments worth $41,951 with 184-unit counting gap analysis.

Amazon FBAInventoryValuation
Weekly Analytics BriefVerified
Inspect Deliverable
E-Commerce Company — Covenant Compliance

Weekly Analytics Brief

Comprehensive Amazon operations brief covering a $50,921 covenant shortfall ($75,079 vs $126K target). Component breakdown (cash, inventory, gift cards), 3 scenario analyses, monthly sales trends (+122% Jan→Feb), inventory valuation methodology, and 12 prioritized action items with 4 critical flags.

AnalyticsComplianceCovenant
Financial Review & Audit FindingsVerified
Inspect Deliverable
E-Commerce Company — Revenue Recognition Audit

Financial Review & Audit Findings

Critical audit finding: $1.9M revenue underreporting due to incorrect sales account debiting. Corrected net operating income of $1,048,760 vs uncorrected ($480,869) loss. Includes freight-to-sales ratio analysis (11.14% avg, 18.11% peak), break-even analysis ($449,593/month), and margin of safety.

AuditRevenue RecognitionE-Commerce
Shipping Cost AnalysisVerified
Inspect Deliverable
Multi-Client Fulfillment Optimization

Shipping Cost Analysis

Fulfillment cost breakdown across carriers and stores: $11,434 tracked costs, UPS (46.4%) and USPS (31.6%) dominate at 78% combined. Fulfillment = 94.3% of carrier fees. Top two stores (HTLT Supplements + Jenny Packham) drive 76% of costs. Carrier concentration risk and rate negotiation opportunities identified.

LogisticsFulfillmentCost Analysis
Verified Financial Proof

Proven Track Record. Measurable Impact.

Updated for Tax Year 2026
Reconciled
$4M+

Client Revenue Managed

Over $4,000,000 reconciled across 50+ business & e-commerce client engagements

Performance Reliability100%
Zero Penalties
10,000+

FBR Tax Returns Filed

100% Active Taxpayer List (ATL) status guaranteed with zero penalties

Performance Reliability100%
Audit Proof
98%

Reconciliation Accuracy

First-pass audit-ready books and balanced Wealth Statements

Performance Reliability100%
Fast Delivery
24–48h

Filing & Close Turnaround

Month-end close cycles reduced from 3 weeks to 3 days

Performance Reliability100%
Cards Cascade · High-Impact Capabilities

What I can take off your plate.

Fixed monthly scope, zero hourly meter. Four dedicated disciplines engineered to keep your financial operations clean and audit-safe.

QuickBooks & Xero Perfection

Bookkeeping & Historical Clean-up

Weekly transaction categorization, bank & credit card reconciliation, and catch-up work for accounts that sat neglected for months. Cleaned up once — then kept audit-ready every single week.

What's Included:

  • Weekly transaction categorizations & account balancing
  • Monthly Balance Sheet & Income Statement (P&L)
  • Dedicated catch-up overhaul for neglected years
QuickBooks OnlineXero1–18 Mo Catch-Up
✦ Packages from $200/mo · 100% Tax-ReadyExplore Service
Data You Can Actually Act On

Financial Reporting & Dashboards

Executive Power BI and advanced Excel models with real-time KPI tracking, SKU profitability, cash runway velocity, and month-end close delivered in 3 days rather than 3 weeks.

What's Included:

  • Automated Power BI dashboards connected to accounting feeds
  • Product SKU-level contribution margin breakdown
  • Working capital, cash burn & 13-week runway forecasts
Power BIExcel Financial Models13-Week Cash Flow
✦ Close Cycle: 3w → 3d · SKU ProfitabilityExplore Service
Python & SQL Automated Pipelines

E-Commerce Finance Automation

Automated ETL scripts that ingest raw Amazon settlement reports, Shopify payouts, multi-currency fees, and refund debits. Reconciles complex marketplaces with 70% less manual time.

What's Included:

  • Settlement batch auto-reconciliation to bank receipts
  • Automated COGS and inventory valuation mapping
  • Custom Python scripts for multi-platform fee tracking
Amazon FBAShopify PayoutsPython ETL
✦ 70% Time Saved · Multi-Currency P&LExplore Service
FBR Iris Advisory & Active ATL Status

Pakistan Income Tax Filing

Complete FBR income tax return preparation, Section 116 Wealth Statement balancing to zero discrepancy, and guaranteed Active Taxpayers List (ATL) maintenance for salaried, freelancers, and businesses.

What's Included:

  • FBR Iris return filed directly with official CPR receipt
  • Wealth Statement (Sec 116) balanced to exact PKR 0 discrepancy
  • 10% medical allowance & advance tax deduction credit claims
Active Taxpayers ListSection 154AWealth Rec
✦ 10,000+ Returns Filed · 24-48h CPR ReceiptExplore Service
Proven Engineering Case Studies

Real Financial Bottlenecks. Engineered Solutions.

Explore how mathematical rigor, automated Python workflows, and precision accounting transform chaotic books into high-margin growth engines.

$1.2M/yr Amazon FBA BrandClient: Multi-channel Amazon US & UK Seller
Verified Engagement

Amazon FBA multi-marketplace settlement transformation & SKU-level P&L

Automated bi-weekly settlement ingestion pipeline, eliminating 3-week closing delays and giving the founder real-time gross margin by ASIN.

The Initial Bottleneck

6 months of delayed bank reconciliation. Settlement reports were dumped as lump sums into QuickBooks, hiding high advertising costs, FBA storage fee spikes, and inaccurate inventory valuation.

The Engineering Solution
  • Engineered automated Python ingestion script parsing bi-weekly Amazon flat files directly into QuickBooks Online.
  • Separated gross sales, Amazon referral fees, FBA pick & pack, PPC ad spend, and inventory adjustments by SKU.
  • Implemented automated landed-cost COGS tracking to provide real-time contribution margin per product.

Verified Performance Metrics

3w → 3d

Monthly Close Cycle

85% reduction in closing time

$18.4K

Discrepancies Recovered

Unreconciled Amazon reimbursement claims

100%

SKU-Level Visibility

Real-time contribution margin by ASIN

“Nabeel didn't just clean up 6 months of messy books; he built an automated machine that gave us our sanity back. We finally know our exact profit per SKU.”

— Managing Director, E-Commerce Brand

Discuss Your Operations
Carousel Spotlight · Verified Client Proof

Trusted by founders, engineers & merchants.

Real results across US e-commerce brands, software exporters, and busy salaried professionals.

Amazon FBA Bookkeeping
5.0 / 5.0
“Nabeel rescued our Amazon books after two local CPAs gave up on reconciling our multi-currency settlement reports. He mapped SKU-level COGS, automated our bi-weekly payouts, and cut our month-end close from 3 weeks down to 3 days.”

David K.

Managing Director · Apex Brands LLC (Austin, TX)

✦ Impact: $1.2M GMV · Close Cycle: 3w → 3d

Experience — 5+ years, 4 companies

Where I've worked.

Jan 2026 — PresentLeapAI Solution

Finance Team Lead

  • Lead financial operations for a $2M+ portfolio spanning 30+ international clients across fintech, e-commerce, and SaaS verticals
  • Reduced reconciliation turnaround by 70% with automated workflows for Amazon FBA settlements, multi-currency bank feeds, and platform payouts (Stripe, PayPal, Square)
  • Spearheaded AI-driven financial analysis using LLMs and Python — real-time client reporting, anomaly flagging, cash-flow insights
  • Month-end close, AR/AP, and board-ready financials for 10+ concurrent clients at 99.8% accuracy
  • Designed SOPs and internal tooling that enabled a 2× increase in client capacity without new hires
Jun 2022 — Dec 2025Remote — US Clients

QuickBooks / Xero Specialist (Freelance)

  • Full-cycle bookkeeping for 20+ US small businesses across real estate, healthcare, professional services, and retail
  • Converted 15+ clients from manual spreadsheets to QuickBooks Online with clean catch-up and migration workflows
  • Quarterly financial statements and tax-ready P&Ls — close cycles cut from weeks to 3 days
  • 98% client retention over 3.5 years through proactive communication and process transparency
Jun 2021 — May 2022Habibullah Enterprises — Dubai, UAE

Accountant

  • Full-cycle accounting for a group handling AED 18M annual revenue across trading, logistics, and retail divisions
  • Built consolidated financial statements and variance reports used for quarterly board decisions
  • Streamlined AP/AR workflows, cutting payment cycle times by 25% via vendor negotiation and automation
Jan 2020 — May 2021Let's Apex — Karachi, Pakistan

Financial Analyst

  • Led FP&A for a growing e-commerce operations firm — weekly cash-flow forecasts and monthly board packs
  • Built a Python forecasting model that automated 80% of repetitive reporting, cutting month-end close from 10 days to 4
  • Analyzed SKU-level profitability across 5 categories, surfacing margin leaks worth a 12% gross margin improvement
The Value Distinction

Why Hire a Finance Engineer vs The Alternatives?

A tax return isn't just paperwork—it's your permanent financial record with the state. See how precision engineering compares to shortcuts and corporate overhead.

Audit SafetyComparison

Section 116 Wealth Reconciliation

Muhammad Nabeel (Finance Engineer)

100% mathematically balanced down to the exact rupee
DIY Iris: Frequently unbalanced; triggers automatic FBR audit flags
Cheap Street Typist: Fabricated cash/expense figures with zero audit trail
Traditional Firm: Reconciled, but delegated to junior trainees
SpeedComparison

Turnaround Time

Muhammad Nabeel (Finance Engineer)

Guaranteed 24 to 48-hour delivery
DIY Iris: 6–12 hours of frustrating Iris portal errors
Cheap Street Typist: Unpredictable; ignores messages once payment is sent
Traditional Firm: 10 to 14 business days turnaround queue
Audit SafetyComparison

Audit & Notice Protection

Muhammad Nabeel (Finance Engineer)

Audit-proof documentation + notice consultation included
DIY Iris: Zero protection against Section 111/122 notices
Cheap Street Typist: Zero liability; ghosted when FBR sends notices
Traditional Firm: Billed at steep hourly rates (Rs. 10k+/hr)
ValueComparison

Tax Optimization & Legal Deductions

Muhammad Nabeel (Finance Engineer)

Full statutory deduction audit (10% medical, Zakat, 154A IT)
DIY Iris: Misses medical, Zakat & school fee rebates
Cheap Street Typist: Blindly copies previous year without optimization
Traditional Firm: Standard deductions applied
ComplianceComparison

Active Taxpayer List (ATL) Guarantee

Muhammad Nabeel (Finance Engineer)

Instant CPR payment & ATL verification proof provided
DIY Iris: Dependent on knowing correct surcharge rules
Cheap Street Typist: High error rate; missed challan deadlines
Traditional Firm: Included
SupportComparison

Direct Communication Channel

Muhammad Nabeel (Finance Engineer)

Direct 1-on-1 WhatsApp access with Finance Team Lead
DIY Iris: None (Helpdesk forums)
Cheap Street Typist: Inconsistent phone calls
Traditional Firm: Support tickets & account manager delays
ValueComparison

Transparent Flat Pricing

Muhammad Nabeel (Finance Engineer)

Fixed transparent plans from Rs. 3,500
DIY Iris: 'Free' until costly penalties arrive
Cheap Street Typist: Rs. 1,500 – 2,500 (ghost filing risks)
Traditional Firm: Rs. 25,000+ with hidden consultation fees
100% Audit-Proof FBR Guarantee

Ready to file with zero guesswork and zero audit risk?

Get your Tax Year 2026 return prepared, reconciled, and submitted within 24 hours.

Start on WhatsApp
The Practitioner Behind the Numbers

Finance Engineer. Tax Consultant. Automation Specialist.

No junior account managers, no outsourced offshore mills, no bot responses. You work directly with an engineer who understands both ledger math and code.

✓ 100% Personal Review
Muhammad Nabeel — Finance Engineer
Direct 1-on-1 Contact

Muhammad Nabeel

Finance Team Lead @ LeapAI Solution

“My philosophy is simple: clean books prevent costly audits, and automation frees you to grow your business.”

Active on WhatsApp+92 341 0224988
✦ $4M+ Client Revenue Reconciled

Bridging Finance, Python & Tax Compliance

Over the past 5+ years, I have specialized in transforming neglected ledgers into audit-ready financial reporting systems. Whether you sell on Amazon FBA, operate a regional logistics fleet, or need to file 100% compliant Pakistan income tax returns under Section 116/154A, every transaction is reconciled with mathematical precision.

QuickBooks OnlineXeroFBR Iris 2.0Python Financial ETLPower BIAmazon Settlement ReconciliationSection 116 Wealth Balancing
Current Role

Finance Team Lead

LeapAI Solution

Leading financial operations, automation pipelines, and multi-currency reconciliations.

Certified

QuickBooks ProAdvisor

Intuit Certified

Certified expert in QuickBooks Online setup, historical clean-ups, and automated bank rules.

Verified Track Record

10,000+ FBR Returns Filed

Pakistan Tax Advisory

Zero audit penalty record across salaried, freelancer u/s 154A, and corporate tax returns.

Tech Stack

Python & SQL Automation

Finance Engineering

Automating data hygiene, settlement ingestion, and custom Power BI executive dashboards.

Have questions about your situation?

Reach out on WhatsApp for a direct, confidential 15-minute review.

Chat with Nabeel

Tools — software I've built and shipped

I build tools, not just reports.

The same automation mindset that cleans your books also ships products. Two are live right now — both free to try.

SaaS · Live

The Little CRM

One dashboard for leads, prospects, clients, invoices, and reports. Google Maps lead finder and AI proposal writer built in. Free tier — 50 leads on signup.

Try the CRM

AI · Live

Resume IQ

Four AI agents score your CV the way an ATS, a recruiter, and a hiring manager would — then rewrite your weakest bullets. Free report in under a minute.

Try Resume IQ
Scope & Fee Estimator

Instant Scope & Transparent Pricing

No ambiguous quotes or surprise hourly meters. Select your parameters below for an instant, transparent fee estimate.

1. Select Your Taxpayer Category

FBR Tax Year 2026 filings (Period: 1 July 2025 to 30 June 2026).

Recommended Solution
24-Hour Turnaround

Salaried Individual Return

PKR 3,500flat fee / TY2026

Included Deliverables:

  • Single employer salary slip & tax deduction review
  • Section 116 Wealth Statement balanced to the rupee
  • Statutory 10% medical expense & Zakat deductions claimed
  • Active Taxpayer List (ATL) status guaranteed
Lock in This Scope on WhatsApp

Direct message with Muhammad Nabeel · No junior handoffs

FAQ — the questions clients actually ask

Before you reach out.

What software do you work in?

QuickBooks Online and Xero, daily. Excel and Power BI for reporting and dashboards. If your books live somewhere else, I've migrated clients off worse — the catch-up process handles that too.

Do you also handle Pakistan Income Tax Return filing?

Yes! Alongside international bookkeeping, I run a dedicated Pakistan Tax Advisory practice. We file 100% compliant FBR Iris income tax returns, reconcile Wealth Statements (Section 116), claim statutory deductions (10% medical, Zakat, school fees), and maintain Active Taxpayer List (ATL) status.

How much does bookkeeping cost?

It depends on transaction volume and how far behind the books are. Most monthly engagements land somewhere between a few hundred and a couple thousand dollars. After I look at your books, you get a fixed monthly number — not an hourly meter.

Can you catch up a year of missed bookkeeping?

Yes — catch-up and clean-up is a specialty. 15+ clients have gone from neglected files or raw spreadsheets to clean, current QuickBooks or Xero files with reconciled accounts and tax-ready reports.

Do you work with e-commerce sellers?

That's the bulk of my current portfolio: Amazon FBA settlements, Shopify payouts, multi-currency bank feeds, SKU-level P&Ls. If you sell on a marketplace, I've probably reconciled it.

“I speak finance, Python, and SQL fluently — and I build bridges between them.”

Your books & taxes, handled.

Tell me what's messy — books behind, reports late, or unfiled FBR taxes. I'll look at your situation and tell you exactly what it takes to solve it.

WhatsApp me Email instead